CONVENTIONAL LOANS IS ONE RIGHT FOR YOU?
Is a Conventional Loan right for you?
A Conventional loan is a great option if you have good credit, stable income, or you're looking to buy your next home with a low down payment. Many buyers are surprised to learn that qualified borrowers can purchase a home with as little as 3% down while enjoying competitive interest rates and flexible loan options.
​
Conventional loans are designed for homebuyers who want affordable financing without the restrictions of government-backed loan programs. Whether you're buying your first home, moving up to a larger home, or refinancing your current mortgage, a Conventional loan may offer the flexibility and savings you're looking for.
​
At First Integrity Mortgage, we'll take the time to understand your goals, compare all of your financing options, and explain everything in plain English. If a Conventional loan is the right fit, we'll guide you through the process from application to closing. And if another loan program better serves your needs, we'll recommend that instead.
Reasons to use a Conventional Loan:
✔ Low Down Payment Options (As Little As 3% Down)
​
✔ Competitive Interest Rates
​
✔ No Upfront Mortgage Insurance Fee
​
✔ Flexible Loan Terms to Fit Your Budget
​
✔ Great for First-Time & Move-Up Homebuyers
​
✔ One Loan Officer from Application to Closing
​
✔ Serving Homebuyers in Alabama, Colorado & Florida
Conventional Loans
Are Tailored To Help First Time Home Buyers & Move Up Buyers.
Conventional loans are one of the most popular mortgage options for first-time homebuyers and move-up buyers alike. With competitive interest rates, flexible down payment options, and fewer long-term costs for qualified borrowers, a conventional loan can help you purchase the home you want while keeping your monthly payment affordable.